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How to Recover Damages in an Automobile Accident

The negative repercussions of an automobile accident can be painful and lasting. In addition to physical injuries, many people also suffer mental and emotional trauma. If you have been involved in an accident, it is important to make sure that you receive all of the care that you need. It is important that you are able to recoup the damages that you have suffered so that you can begin the road to physical and emotional recovery and so that you can move on with your life.

Usually, insurance companies are willing to work with people who have been injured in accidents and are able to provide adequate compensation and benefits. Unfortunately, there are also some situations when it can be difficult to obtain your due compensation. Even if the other driver is uninsured or under-insured, there are still a number of recourses that allow you to recover damages. When you are in a car accident, there are several other parties against whom you may have a justifiable claim.

OWNER OF THE OTHER CAR

If the person who caused the accident is driving someone else’s car, the vehicle owner may be held responsible for some reparations. For example, if the car’s owner allowed someone else to use their car in spite of being physically, mentally, or otherwise unfit to drive, they may be held liable.

EMPLOYER OF THE OTHER DRIVER

Some accidents occur when a driver is performing a work-related task. If this is the case, the driver’s employer may be held responsible. Often, the company is still liable for restitution when the employee was not driving a company-owned vehicle.

YOUR OWN INSURANCE

Some insurance policies offer coverage, even when the accident was not your fault. This may be the case if you have uninsured motorist coverage or other supplementary clauses. To find out whether or not your insurance company offers compensation in these circumstances, contact your insurance agent.

PRODUCT LIABILITY

If the accident was a result of a vehicle defect, you may have a product liability case. Examples of vehicle defects would be if the brakes or tires fail, or if the car inexplicably accelerates. You may also have a case if the safety features of the car, such as the airbags or seat belts, did not function properly. When you have this type of situation, you can bring a suit against multiple parties. The vehicle manufacturer, the company that sold individual car parts, or even the car dealership may be held responsible for such defects.

GOVERNMENT CLAIMS

There are actually some situations when you may have a viable claim against the government that is accountable for the upkeep of the road. Government entities are responsible to ensure that the road is in good repair and safe to drive on. If a road that was poorly marked or in significant disrepair contributed to your accident, you are entitled to reparations from the organization in charge of such matters.

MULTIPLE LIABILITY

Often, there are several contributing factors that come into play when an accident occurs. In any given situation, there can be multiple parties that are partially at fault. When this happens, it can be quite complicated to get full compensation.

It can be difficult to negotiate with every responsible party and to go through all of the necessary channels. One of the best options is to contact an attorney who can work with you and who has experience dealing with this type of thing. Although it may take time and effort, getting the settlement that you deserve is well worth the investment. While a monetary settlement cannot erase the past, it can help you make significant strides towards recovery and a better future.

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